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Virtual F&I That De-Risks the Deal and Delivers Guaranteed Title Confidence

DealFI® is the infrastructure independent dealers needed—and lenders have been waiting for.

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Lending to independent dealers shouldn’t be a gamble. But for most lenders, it still feels like one—disconnected submissions, missing paperwork, and funding delays that cost time and trust.

DealFI changes that.

Exclusively powered by OttoMoto, DealFI is a Virtual F&I platform that eliminates the guesswork and de-risks every transaction. We connect lenders with a network of trained, aligned independent dealers—backed by real-time documentation, built-in compliance, and guaranteed title verification.

It’s where old-school lending grit meets bold new infrastructure. This isn’t another portal or CRM overlay—it’s a platform that redefines how you work with independent dealers. And it delivers.

What Makes DealFI Different?

Independent Dealers, Aligned by Design

Every dealer in our network is pre-vetted, trained, and supported to match your lending criteria—before they ever submit a deal.

Franchise Dealers Use It Too

Even franchise stores rely on DealFI as a second set of hands—for overflow, side channels, and non-core asset classes like marine, RV, and aircraft.

Program-Matched Submissions

Each deal is structured to your specific credit guidelines—ensuring clean packages, fewer touchbacks, and faster fundability.

Guaranteed Title & Asset Confidence

DealFI includes title verification, lien tracking, remote inspections, and condition reports—so you know exactly what you’re funding, before the money moves.

Built-In Verification Tools

Soft/hard credit pulls, ID verification, and lender-specific forms are integrated into every workflow.

Real-Time Visibility for Reps and Underwriters

Track submission status, flag issues, and monitor deal flow in one centralized space—no back-and-forth required.

Dealer Graduation Pathways

As performance and trust are built over time, you choose if and when to offer dealers a direct relationship. We give you the data to make that decision confidently.

Full Lifecycle Documentation

Every touchpoint, form, and action is logged and stored—providing a complete digital paper trail for funding teams, internal review, and compliance teams.

Unlock the Future of Independent Dealer Financing

Download our free whitepaper to discover how DealFI®, powered by OttoMoto, is transforming that landscape by eliminating outdated roadblocks and replacing them with scalable, secure, and lender-aligned solutions.

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See How DealFI De-Risks Dealer Lending

Schedule a short walkthrough and discover how DealFI helps lenders reduce risk, increase funding velocity, and build better dealer relationships - with guaranteed title security and a partner-first platform.