On-Demand Finance Capabilities
Allowing you to manage deals efficiently regardless of your staffing situation.
Build Trust with Lenders. Close Deals Faster. Grow with Confidence.
Your Gateway to the Right Lenders - With the Tools to Win Their Confidence
OttoMoto® isn’t just a marketplace, it’s your partner in building real, lasting relationships with lenders. From auto to powersports, RV, marine, and aircraft, we help you present clean, complete, and compliant applications that align with lender expectations from day one.
We don’t just connect you, we set you up for success.
Yes, we know you need lender access. That’s a given.
OttoMoto prepares you to earn that access, keep it, and become the kind of dealer, lenders want to work with.
Resources That Transform Your Operations
OttoMoto is designed to help you run your dealership in a way that earns lender confidence, not just access. These Top 7 Tools are the credibility-building resources that make lenders take notice. Whether you’re new to the industry or have years of experience, mastering these solutions will refine your operations and elevate how lenders view your store - and they are just the beginning!
1. Unique Lead-Gen Credit App
A branded credit application you can place on your website or text to customers. Even incomplete or abandoned apps are captured in your dashboard, turning every interaction into a lead.
2. Digital Deal Jacket (DDJ) + Secure Stip Collection
An FTC Safeguards Rule–compliant system that allows stips to be securely captured via mobile phone and sent by text or email for direct upload. Keeps your process fast, organized, and lender-friendly.
3. Built-In Lender Criteria Matching
Automatically aligns your applications with lender rate sheets and program logic, reducing back-and-forth and increasing funding speed.
4. Remote ID & Asset Verification
Confirm borrower identity and validate the asset early, preventing fraud and preserving lender trust.
5. Menu System & Product Quoting in App
Present products like VSC and GAP in a compliant, user-friendly format that boosts per-vehicle profit while improving the buyer experience.
6. Virtual Inspections, Instant Valuations & CPO Inspection Integration
Conduct virtual inspections, get instant valuations, and easily add third-party inspection for CPO opportunities.
7. Lender Verification Tool
Ensure every deal you submit meets lender expectations. Maintain better relationships and submit cleaner, more consistent files
Virtual F&I for Dealers at Every Stage
Whether you're just starting or managing scale, OttoMoto gives you an embedded F&I solution through DealFI, designed to increase your capacity, improve your submissions, and grow your lender network.
New Dealers
Lenders say yes to OttoMoto and DealFI dealers - even if you’re just getting started - giving you access to funding relationships typically out of reach until your second year in business.
Franchise Dealers
Leverage DealFI to handle deals your internal team may not have time for or to provide an extra set of hands, especially as F&I talent becomes scarce. From fully digital processing to co-branded workflows, our team becomes an extension of yours.
Ask Us About DealFI
A trusted financing partner within the OttoMoto platform, that connects your dealership to a reliable network of lenders aligned with your business goals, helping you scale faster and close more deals with confidence.
Why Choose OttoMoto?
OttoMoto isn’t just software, it's a complete operational approach:
- Built to Foster Dealer-Lender Relationships - We facilitate partnerships that benefit both parties, ensuring long-term mutual growth and sustained trust.
- Focused on Compliance and Integrity - Our platform prioritizes transparency and compliant processes, consistently building credibility and reinforcing your dealership’s reliability to lenders.
- Effortless Integration & User-Friendly Experience - OttoMoto is intentionally designed for smooth, hassle-free integration into your existing systems and workflows, saving your team countless implementation hours and unnecessary stress.
- Dedicated Ongoing Support - Receive continuous, personalized assistance. Our commitment doesn't end after onboarding—we remain your proactive partner, helping you navigate challenges, close deals efficiently, and scale with confidence.
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More Than Just Software; A Strategic Partnership
Joining OttoMoto means more than adopting new tools. You’re embracing a complete system engineered to:
Eliminate guesswork by providing clear, proven operational structures.
Cut through complexity, freeing your team’s valuable time to focus on growth and customer service
Develop and reinforce lender partnerships through compliant, consistent, and high-quality submissions
OttoMoto positions you not merely to survive, but to thrive, transforming how you operate, how lenders perceive you, and how customers experience your dealership.
Discover Our Digital Deal Jacket
Our Digital Deal Jacket keeps you compliant while safeguarding your customers' personally identifiable information. Download our free brochure to learn about features including:
- SOC2 certified
- Lender verification
- Custom stips
- Network security
- Desk and submit deals
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Ready to Join a Platform That Works with You?
If you’re ready to move beyond limited lender options and start earning trust through your process, OttoMoto is built for you.
Book a demo at a time that suits you or get in touch with a member of our team.